GTA Online ROI Simulator

📅 Figures checked for September 2026

Tell it how much GTA$ you have, how long you play each week and what you already own. It tells you what to buy next, how many hours of play it takes to pay for itself, and the buying order that grows your income fastest.

Every Business, Ranked by Payback

Payback is the hours of play a business needs to earn back its price. Your weekly play time turns that into weeks.

Business	Tier	Price	Income per hour	Payback	At your pace	With your GTA$

Your Buying Plan

It reinvests everything you earn. You can only run one active business at a time, so the plan counts your best active earner, plus the Nightclub earning in the background.

Not in the Plan, on Purpose

Cayo Perico Heist

Kosatka ~$2.2M. $400K to $910K per run, plus secondary loot, since the 14 July 2026 cut. A heist pays per run, not per hour, and only while you play it.

Salvage Yard

~$1.43M. Up to ~$1M per week from three Robbery Contracts, plus passive tow income. The weekly cap is the limit.

Agency

~$2.04M. ~$50K per hour, plus the Dr. Dre finale: $1,099,800 on the first clear of the week, $900,000 on repeats.

These are orders of magnitude, not exact figures. Payouts move with your upgrades, sell distance, lobby size and Rockstar's weekly boosts. Full numbers: GTA Online business income per hour and the business tier list. Starting from nothing: the fast money guide.

Frequently Asked Questions

How does the GTA Online ROI simulator work?

You enter how much GTA$ you have, how many hours you play each week and the businesses you already own. The simulator divides each business's price by what it earns per hour of play, recommends the purchase that adds the most income for its price, and builds a buying plan that reinvests everything you earn over 26 weeks.

What should you buy first in GTA Online in 2026?

The Acid Lab. It costs $750,000 to set up, runs solo and returns roughly $60,000 to $80,000 an hour, so it pays for itself in about 9 to 13 hours of play. Unlocking it through the six First Dose missions also gives you the Brickade truck.

Why doesn't the simulator add up the income of every business I own?

Because you can only run one active business at a time. An hour spent on Auto Shop contracts is an hour not spent selling acid. The simulator counts your best active earner at full rate and adds the Nightclub, which earns in the background.

How long does the Acid Lab take to pay for itself?

About 9 to 13 hours of play: its $750,000 setup divided by $60,000 to $80,000 an hour. At 6 hours of play a week, that is about two weeks.

Will the simulator work for GTA 6 Online?

GTA 6 Online launches with GTA 6 on 19 November 2026. No business in it has a confirmed price or payout yet, so the GTA 6 tab will run the same calculations as soon as Rockstar's figures are public.